Free ROI Calculator
How Much Could You Recover
with CloudContactAI?.
Enter your agency’s numbers below and see your projected recovery increase, cost savings, and payback period in real time.
Your Agency Details
Drag sliders to match your current operation
Portfolio & Volume
Active Accounts per Month
Total accounts in active collection status
2,500
10050,000
Average Account Balance
Mean balance per account in your portfolio
$850
$100$10,000
Current Performance
Current Recovery Rate
% of balances you currently collect
18%
1%60%
Right-Party Contact Rate
% of outreach that reaches the actual debtor
22%
5%80%
Current Primary Channel
Costs
Monthly Cost per Collector (FTE)
Fully-loaded cost including salary, benefits, overhead
$4,200
$2k$12k
Number of Collectors (FTE)
Full-time equivalent collectors on staff
4
150
How we calculate this: CloudContactAI customers typically see a
35–55% lift in right-party contact rate via SMS vs. phone-only outreach,
and a 20–40% improvement in recovery rate within 90 days.
SMS response rates average 3–5× higher than email.
These projections use conservative mid-range estimates.
See methodology →
Your Projected Results
12-Month ROI Summary
Additional Recovery / Year
$0
vs. your current operation
Current annual recovery
$0
Projected annual recovery
$0
Recovery rate improvement
+0%
Est. CloudContactAI cost / yr
$0
Net ROI (after platform cost)
$0
Collector hours freed / month
0 hrs
Estimated payback period
— months
Based on platform cost vs. incremental recovery
Industry Benchmarks - CloudContactAI Customers
SMS vs. Phone
4.8×
Higher response rate via SMS compared to outbound phone calls for debt collection
Right-Party Contact
+41%
Average improvement in right-party contact rate after adding SMS outreach
Time to Resolution
−28 days
Average reduction in days-to-collect across agencies using CloudContactAI